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Experian® subscription: cost, reviews, how to cancel

Experian, Finance

Free on the App Store

Experian® by Experian. 6 subscription plans from $4.99 per month. 12% of 1,569 recent reviews mention billing. Verified Oct 23, 2026.

  • App Store rating4.8★ from 2,724,598 ratings
  • Cheapest subscription$4.99 per month
  • Reviews mentioning billing, last 12 months186 of 1,569 reviews

On this page: what it costs, how to cancel, what reviewers say.

What the data says

  • Billing complaints in reviews186 of 1,569 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (12%)
  • Free trial converts to a paid plan7 days free trial, then $4.99 per month
All signals behind this verdict
Reviews in the last 12 months1,569
Reviews mentioning billing186 (11.9%)
One- or two-star share, last 90 days37% of 403
App Store rating4.8 (2,724,598 ratings)
Developer's apps1, 0 removed from the store
Age3,812 days
Days since last update1
Subscription plans6
Overall review sentimentneutral

Thresholds and definitions: how we rate apps.

What Experian® costs

Download: Free. Subscriptions start at $4.99 per month.

  • Experian CreditWorks℠ with Trial7 days free trial, then renews every month$4.99
  • Experian CreditWorks℠Renews every month, no trial$4.99
  • Experian CreditWorks℠ with Trial7 days free trial, then renews every month$9.99
  • Experian CreditWorks℠Renews every month, no trial$9.99
  • Experian CreditWorks℠ with Trial7 days free trial, then renews every month$19.99
  • Experian CreditWorks℠Renews every month, no trial$19.99

How to cancel Experian®

  1. Open Settings on your iPhone and tap your name at the top.
  2. Tap Subscriptions.
  3. Select Experian® (listed under a plan name such as Experian CreditWorks℠ with Trial).
  4. Tap Cancel Subscription and confirm. You keep access until the end of the paid period.

If the app is not in that list, it was not billed through Apple. Cancel it with the developer instead: support page or website.

Charged after cancelling or during a trial? Request a refund at reportaproblem.apple.com within 90 days.

What reviewers say

Rating breakdown

  • 5★88% (2,404,829)
  • 4★8% (243,940)
  • 3★2% (55,182)
  • 2★0% (7,645)
  • 1★0% (12,181)

Recent updates

  • 4.2.38Oct 21, 2026
  • 4.2.37Oct 19, 2026
  • 4.2.36Oct 15, 2026
  • 4.2.35Oct 8, 2026
  • 4.2.34Sep 21, 2026

Praised

  • Accurate credit score monitoring
  • Helpful credit improvement tips
  • Secure credit report access
  • Useful Experian Boost feature
  • Convenient credit tracking

Complained about

  • Inaccurate credit score reporting
  • Poor customer service and support
  • Overpriced premium subscription
  • Buggy app performance
  • Difficult to cancel subscription

Reported bugs

Repeated disconnection of bank accounts; Inability to view current credit report; Inconsistent credit score updates.

Recent one-star reviews

Kill yourself.

Swyzee, Oct 22, 2026

TrashBunch of lies, downloaded to get my credit. Doesn’t have my credit

Bjavahavw, Oct 22, 2026

Maybe it’s just meI can’t login… I give up.

TrickyBuddha, Oct 21, 2026

Recent five-star reviews

LPAbsolutely, some is hard to read but it’s all good.

Chathead, Oct 22, 2026

Really helpfulI’ve learned so much about how money works and this site is a place I can go to at any time to see how my financial looks as well as ways to improve how my credit rating stacks up. I love coming in now and then, usually after they have alerted me regarding any changes in my credit rating. I’m very h…

Shomeraleinu, Oct 21, 2026

Credit ReportAlways staying in control of my credit with Experian, I would rather go directly to my report than other credit sites that may have some information not updated.

ccrider213, Oct 20, 2026

About the developer

Experian has published on the App Store since May 16, 2016: 1 app(s), 0 of them no longer in the store.

Alternatives to Experian®

Also similar: myEquifax (4.8★), TransUnion® (4.6★), myFICO - Credit Score Tracking (4.8★), Capital One CreditWise (4.8★), Self - Credit Builder & Cards (4.9★)

Questions people ask

How much does Experian® cost?

Download: Free. Subscriptions start at $4.99 per month.

How do I cancel Experian®?

On your iPhone open Settings, tap your name, tap Subscriptions, select Experian® and tap Cancel Subscription. You keep access until the end of the paid period.

Does Experian® have a free trial?

Yes: Experian CreditWorks℠ with Trial offers a 7 days free trial, then $4.99 per month.

Is there a cost to use this app?

The app offers a free membership that includes access to your credit report and FICO Score, Experian Boost, credit monitoring, and the marketplace. However, there are premium benefits available through a paid membership, such as bill negotiation and subscription cancellation, which offer potential savings.

Experian® in one paragraph

Experian® by Experian is a Finance app for iPhone. Download: Free. Subscriptions start at $4.99 per month across 6 plan(s). App Store rating 4.8 from 2,724,598 ratings. 186 of 1,569 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (12%). The developer has 1 app(s) on the App Store, 0 no longer listed. Cancel through Settings › Subscriptions on the iPhone. Data verified Oct 23, 2026 by AppsLupa.

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