Experian® by Experian. 6 subscription plans from $4.99 per month. 12% of 1,443 recent reviews mention billing. Verified Sep 8, 2026.
- App Store rating4.8★ from 2,695,303 ratings
- Cheapest subscription$4.99 per month
- Reviews mentioning billing, last 12 months172 of 1,443 reviews
On this page: what it costs, how to cancel, what reviewers say.
What the data says
- Billing complaints in reviews172 of 1,443 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (12%)
- Free trial converts to a paid plan7 days free trial, then $4.99 per month
All signals behind this verdict
| Reviews in the last 12 months | 1,443 |
|---|---|
| Reviews mentioning billing | 172 (11.9%) |
| One- or two-star share, last 90 days | 32% of 344 |
| App Store rating | 4.8 (2,695,303 ratings) |
| Developer's apps | 1, 0 removed from the store |
| Age | 3,767 days |
| Days since last update | 10 |
| Subscription plans | 6 |
| Overall review sentiment | neutral |
Thresholds and definitions: how we rate apps.
What Experian® costs
Download: Free. Subscriptions start at $4.99 per month.
- Experian CreditWorks℠ with Trial7 days free trial, then renews every month$4.99
- Experian CreditWorks℠Renews every month, no trial$4.99
- Experian CreditWorks℠ with Trial7 days free trial, then renews every month$9.99
- Experian CreditWorks℠Renews every month, no trial$9.99
- Experian CreditWorks℠ with Trial7 days free trial, then renews every month$19.99
- Experian CreditWorks℠Renews every month, no trial$19.99
How to cancel Experian®
- Open Settings on your iPhone and tap your name at the top.
- Tap Subscriptions.
- Select Experian® (listed under a plan name such as Experian CreditWorks℠ with Trial).
- Tap Cancel Subscription and confirm. You keep access until the end of the paid period.
If the app is not in that list, it was not billed through Apple. Cancel it with the developer instead: support page or website.
Charged after cancelling or during a trial? Request a refund at reportaproblem.apple.com within 90 days.
What reviewers say
Rating breakdown
Recent updates
- 4.2.30Aug 28, 2026
- 4.2.29Aug 22, 2026
- 4.2.28Aug 17, 2026
- 4.2.27Aug 10, 2026
- 4.2.26Aug 3, 2026
Praised
- Accurate credit score monitoring
- Helpful credit improvement tips
- Secure credit report access
- Useful Experian Boost feature
- Convenient credit tracking
Complained about
- Inaccurate credit score reporting
- Poor customer service and support
- Overpriced premium subscription
- Buggy app performance
- Difficult to cancel subscription
Reported bugs
Repeated disconnection of bank accounts; Inability to view current credit report; Inconsistent credit score updates.
Recent one-star reviews
Make it Easier to Freeze for FreeTitle says it all, the websites clearly set up to push you towards their paid “premium” services, its not super intuitive to just perform the free credit score freeze they have to provide per federal law. I find it insulting to my good sense and intelligence, the only reason I maintain an account w…
SpamWill not stop spamming me to check my credit score
Fed up with constant promotions, alerts8/22/26: Experian is exasperating! They completely ignore the settings to turn off al this marketing spam. JUST STOP! 8/11/26: Experian if it’s your settings for alerts/notifications, And just keeps sending annoying notifications to your phone! JUST STOP ALREADY! Give us ONE setting for new credi…
Recent five-star reviews
FaithfulI can track my credit score, Lock my credit report, and see credit/ Financial advise in one place. This works great for me.
5starApp seems pretty helpful so far
Experian appOnly thing I can say is, get the app, get the monthly protection plan & get all the help you need, in one place, to help with your credit, finances, identity theft, etc. I have not only learned so much, but have learned how to improve my credit score. My next goal is ccard consolidation & payoff.
About the developer
Experian has published on the App Store since May 16, 2016: 1 app(s), 0 of them no longer in the store.
Alternatives to Experian®
Also similar: Intuit Credit Karma (4.8★), Kikoff – Build Credit Quickly (4.9★), Self - Credit Builder & Cards (4.9★), myFICO - Credit Score Tracking (4.8★), Chime® – Mobile Banking (4.8★)
Questions people ask
How much does Experian® cost?
Download: Free. Subscriptions start at $4.99 per month.
How do I cancel Experian®?
On your iPhone open Settings, tap your name, tap Subscriptions, select Experian® and tap Cancel Subscription. You keep access until the end of the paid period.
Does Experian® have a free trial?
Yes: Experian CreditWorks℠ with Trial offers a 7 days free trial, then $4.99 per month.
Is there a cost to use this app?
The app offers a free membership that includes access to your credit report and FICO Score, Experian Boost, credit monitoring, and the marketplace. However, there are premium benefits available through a paid membership, such as bill negotiation and subscription cancellation, which offer potential savings.
Experian® in one paragraph
Experian® by Experian is a Finance app for iPhone. Download: Free. Subscriptions start at $4.99 per month across 6 plan(s). App Store rating 4.8 from 2,695,303 ratings. 172 of 1,443 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (12%). The developer has 1 app(s) on the App Store, 0 no longer listed. Cancel through Settings › Subscriptions on the iPhone. Data verified Sep 8, 2026 by AppsLupa.
Compare before you subscribe
Every Finance app on AppsLupa shows the same numbers, so plans and complaints line up side by side.
All Finance apps, most rated firstExplore more
More Finance apps
- Yahoo Finance: Stocks, Markets
- Credit Sesame: Grow Your Score
- TradingView: Track All Markets
- Rocket Money - Bills & Budgets
- Webull: Investing & Trading
- Grant Cash Advance
- MarketWatch - News & Data
- LifeLock Identity
- Seeking Alpha: News & Analysis
- MileIQ: Mileage Tracker & Log
- Monarch: Budget & Track Money
- Aura: Security & Protection
All categories
- Books 87
- Business 156
- Developer Tools 7
- Education 419
- Entertainment 432
- Finance 106
- Food & Drink 41
- Games 1315
- Graphics & Design 158
- Health & Fitness 517
- Lifestyle 310
- Magazines & Newspapers 3
- Medical 43
- Music 183
- Navigation 61
- News 87
- Photo & Video 440
- Productivity 322
- Reference 147
- Shopping 40
- Social Networking 232
- Sports 123
- Stickers 2
- Travel 46
- Utilities 483
- Weather 73