Monarch: Budget & Track Money subscription: cost, reviews, how to cancel

• App Store rating4.9★ from 107,620 ratings
• Cheapest subscription$14.99 per month
• Reviews mentioning billing, last 12 months185 of 995 reviews

On this page: what it costs, how to cancel, what reviewers say.

What the data says

• Billing complaints in reviews185 of 995 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (19%)
• Free trial converts to a paid plan7 days free trial, then $14.99 per month

What Monarch: Budget & Track Money costs

Download: Free. Subscriptions start at $14.99 per month.

• Monthly Subscription7 days free trial, then renews every month$14.99
• Monthly SubscriptionRenews every month, no trial$14.99
• Monthly Subscription1 month free trial, then renews every month$14.99
• Monthly Subscription7 days free trial, then renews every month$15.99
• Yearly Subscription7 days free trial, then renews every year$99.99
• Yearly SubscriptionRenews every year, no trial$99.99
• Yearly Subscription1 month free trial, then renews every year$99.99
• Monarch Subscription7 days free trial, then renews every year$99.99

How to cancel Monarch: Budget & Track Money

1. Open Settings on your iPhone and tap your name at the top.
2. Tap Subscriptions.
3. Select Monarch: Budget & Track Money (listed under a plan name such as Monthly Subscription).
4. Tap Cancel Subscription and confirm. You keep access until the end of the paid period.

If the app is not in that list, it was not billed through Apple. Cancel it with the developer instead: support page or website.

Charged after cancelling or during a trial? Request a refund at reportaproblem.apple.com within 90 days.

What reviewers say

Reported bugs

Duplicate transactions; Incorrect net worth calculations; Inconsistent budget tracking across web and mobile.

Recent one-star reviews

Doesn’t workNo transaction show up.

Budget usability issue in last updateLast update removed the ability click on budget category and see transactions. It only shows the totals and have to sift through transactions to find them. Huge usability issue!

Data LossThis company is clearly astro-turfing these reviews. Apple, do something about this. Tried the paid plan for nine months. Data was literally lost. Duplicate record imports. Regular account disconnections. Right now I’m stuck in a captcha loop and can’t even access my account. Support is useles…

Recent five-star reviews

Worth it.I’ve used Monarch for 3 years. It’s the app that help me clear 125k in debt and I am happy to say it has allowed me to accomplish my financial goals. Amazon app and I am so happy to see commercials about this app everywhere. People need to know you guys are amazing.

Tried all paid solutionsMonarch is the best one of them all. No contest.

One of the better apps I’ve triedGreat for keeping track of where money is going and staying on budget. I especially like that it keeps track on non monthly expenses. I purchased a subscription, but if I want some of the newer features I have to pay extra on top of that. Could use a nicer looking interface. Overall pretty good…

About the developer

Monarch Money, Inc. has published on the App Store since Nov 18, 2020: 1 app(s), 0 of them no longer in the store.

Alternatives to Monarch: Budget & Track Money

• EveryDollar: Budget Management4.7★
• Budget app - spending tracker4.7★

Also similar: Buddy: Budget Planner App (4.7★), Weekly: Budget Planner & Bills (4.8★), Budget Planner: Budget, Bills (4.3★), PocketGuard・Budget Planner App (4.6★)

Questions people ask

How much does Monarch: Budget & Track Money cost?

Download: Free. Subscriptions start at $14.99 per month.

How do I cancel Monarch: Budget & Track Money?

On your iPhone open Settings, tap your name, tap Subscriptions, select Monarch: Budget & Track Money and tap Cancel Subscription. You keep access until the end of the paid period.

Does Monarch: Budget & Track Money have a free trial?

Yes: Monthly Subscription offers a 7 days free trial, then $14.99 per month.

How much does Monarch cost?

Monarch is available for free with in-app purchases. While the app offers core functionality for free, certain advanced features or premium access may require an in-app purchase. Specific pricing details are available within the app.

Monarch: Budget & Track Money in one paragraph

Monarch: Budget & Track Money by Monarch Money, Inc. is a Finance app for iPhone. Download: Free. Subscriptions start at $14.99 per month across 8 plan(s). App Store rating 4.9 from 107,620 ratings. 185 of 995 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (19%). The developer has 1 app(s) on the App Store, 0 no longer listed. Cancel through Settings › Subscriptions on the iPhone. Data verified Sep 8, 2026 by AppsLupa.

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