Monarch: Budget & Track Money subscription: cost, reviews, how to cancel

• App Store rating4.9★ from 115,174 ratings
• Cheapest subscription$14.99 per month
• Reviews mentioning billing, last 12 months189 of 1,021 reviews

On this page: what it costs, how to cancel, what reviewers say.

What the data says

• Billing complaints in reviews189 of 1,021 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (19%)
• Free trial converts to a paid plan7 days free trial, then $14.99 per month

What Monarch: Budget & Track Money costs

Download: Free. Subscriptions start at $14.99 per month.

• Monthly Subscription7 days free trial, then renews every month$14.99
• Monthly SubscriptionRenews every month, no trial$14.99
• Monthly Subscription1 month free trial, then renews every month$14.99
• Monthly Subscription7 days free trial, then renews every month$15.99
• Yearly Subscription7 days free trial, then renews every year$99.99
• Yearly SubscriptionRenews every year, no trial$99.99
• Yearly Subscription1 month free trial, then renews every year$99.99
• Monarch Subscription7 days free trial, then renews every year$99.99

How to cancel Monarch: Budget & Track Money

1. Open Settings on your iPhone and tap your name at the top.
2. Tap Subscriptions.
3. Select Monarch: Budget & Track Money (listed under a plan name such as Monthly Subscription).
4. Tap Cancel Subscription and confirm. You keep access until the end of the paid period.

If the app is not in that list, it was not billed through Apple. Cancel it with the developer instead: support page or website.

Charged after cancelling or during a trial? Request a refund at reportaproblem.apple.com within 90 days.

What reviewers say

Reported bugs

Duplicate transactions; Incorrect net worth calculations; Inconsistent budget tracking across web and mobile.

Recent one-star reviews

Like every budget app, it sucksMonarch on it’s surface looks great but like every other money app, they focus on features for budgeting long term, but fail to get the month to month right and thus failing to budget forecast correctly. One example: Monarch forces your accounts to show statement amounts when sync’d. So for ex: I…

Not worthy the moneyIt keeps disconnecting from my bank account. Found several entries duplicate. I know I can edit and delete the duplicate ones, but given the time consuming, I do a spreadsheet and would not need the app.

MUST FIX: Doesn’t support Interest APR% Changes!Forecasting, budgeting and debt paydown functions are all nonfunctional because Monarch does not currently support inputting future changes to credit interest APR % rates. For example- introductory credit or loan offers of 0% for 21 months, that will turn into 20% on a certain date… Monarch only all…

Recent five-star reviews

💗I can see everything in one place. Making me more confident about my money and where it’s going. I would love to be able to pay bills through the app but maybe one day.

Net worth tracking without AdsLoving this app. Lives up to description and more. Love that I was able to easily add my LLC and track it separately or as combined with personal. Have tried at least three other apps previously. None come close to Monarch.

Life-saving joint expense/income trackerMy wife and I use a joint account and it has helped us navigate and track our income and expenses in one place. It allows us to put in all of our accounts, credit cards, and even financial goals. We love it and would highly recommend!

About the developer

Monarch Money, Inc. has published on the App Store since Nov 18, 2020: 1 app(s), 0 of them no longer in the store.

Alternatives to Monarch: Budget & Track Money

• Copilot: Track & Budget Money4.8★
• Quicken: Budget & Track Money4.5★
• YNAB4.8★

Also similar: Origin: AI Budget and Track (4.6★), PocketGuard - Budget App (4.6★), Honeydue: Couples Finance (4.5★)

Questions people ask

How much does Monarch: Budget & Track Money cost?

Download: Free. Subscriptions start at $14.99 per month.

How do I cancel Monarch: Budget & Track Money?

On your iPhone open Settings, tap your name, tap Subscriptions, select Monarch: Budget & Track Money and tap Cancel Subscription. You keep access until the end of the paid period.

Does Monarch: Budget & Track Money have a free trial?

Yes: Monthly Subscription offers a 7 days free trial, then $14.99 per month.

How much does Monarch cost?

Monarch is available for free with in-app purchases. While the app offers core functionality for free, certain advanced features or premium access may require an in-app purchase. Specific pricing details are available within the app.

Monarch: Budget & Track Money in one paragraph

Monarch: Budget & Track Money by Monarch Money, Inc. is a Finance app for iPhone. Download: Free. Subscriptions start at $14.99 per month across 8 plan(s). App Store rating 4.9 from 115,174 ratings. 189 of 1,021 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (19%). The developer has 1 app(s) on the App Store, 0 no longer listed. Cancel through Settings › Subscriptions on the iPhone. Data verified Oct 23, 2026 by AppsLupa.

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