YNAB subscription: cost, reviews, how to cancel

• App Store rating4.8★ from 61,390 ratings
• Cheapest subscription$14.99 per month
• Reviews mentioning billing, last 12 months144 of 854 reviews

On this page: what it costs, how to cancel, what reviewers say.

What the data says

• Billing complaints in reviews144 of 854 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (17%)
• Free trial converts to a paid plan1 month free trial, then $14.99 per month

What YNAB costs

Download: Free. Subscriptions start at $14.99 per month.

• YNAB Subscription1 month free trial, then renews every month$14.99
• YNAB SubscriptionRenews every month, no trial$14.99
• YNAB Subscription1 month free trial, then renews every year$109.00
• YNAB SubscriptionRenews every year, no trial$109.00

How to cancel YNAB

1. Open Settings on your iPhone and tap your name at the top.
2. Tap Subscriptions.
3. Select YNAB (listed under a plan name such as YNAB Subscription).
4. Tap Cancel Subscription and confirm. You keep access until the end of the paid period.

If the app is not in that list, it was not billed through Apple. Cancel it with the developer instead: support page or website.

Charged after cancelling or during a trial? Request a refund at reportaproblem.apple.com within 90 days.

What reviewers say

Reported bugs

Frequent disconnections from bank accounts; Syncing issues between mobile and web versions.

Recent one-star reviews

The new design is awful.Why on earth would you get rid of the beautiful design you had before to go to this ugly tan bloated version?

AnnoyingPoor Canadian bank compatibility, requires to reauthorize daily and that takes a couple minutes per account. Definitely not satisfied and paid for the year in advance. I do not recommend

Randomly loses connection to your accountsRepeatedly and randomly lost connections to accounts so unless you check it every day you’ll lose stretches of spending or deposits, what’s the point of a budget app that doesn’t consistently track your cash flow?

Recent five-star reviews

Changed my lifeThis app was introduced to me by my sister Camille Knop. She was amazing at helping me set up my account and coached me through my first year!

The best budgeting app everI couldn’t be more grateful that I use YNAB. I have been using it now since 2014? It took a while for me to find my feet but now it is even more valuable to be to know where my money is and what it’s purpose is for than anything else. I don’t worry when I draw money from one account instead of anoth…

Hidden amounts after latest updateI need to see when I’ve had to allocate more than usual for a category. I need to see that amount so I don’t keep doing it. Would really appreciate if there were a way to reenable the numerical value for every category, even the ones that have already been “fully spent”. I get the point of a clean v…

About the developer

You Need A Budget LLC has published on the App Store since Oct 20, 2015: 1 app(s), 0 of them no longer in the store.

Alternatives to YNAB

• EveryDollar: Budget Management4.7★
• Money Manager Expense & Budget4.8★
• Budget app - spending tracker4.7★

Also similar: Buddy: Budget Planner App (4.7★), Monefy: Bills & Money Tracker (4.7★), PocketGuard・Budget Planner App (4.6★)

Questions people ask

How much does YNAB cost?

Download: Free. Subscriptions start at $14.99 per month.

How do I cancel YNAB?

On your iPhone open Settings, tap your name, tap Subscriptions, select YNAB and tap Cancel Subscription. You keep access until the end of the paid period.

Does YNAB have a free trial?

Yes: YNAB Subscription offers a 1 month free trial, then $14.99 per month.

How much does YNAB cost?

YNAB offers a free one-month trial. After the trial, it operates on a subscription model, with options for monthly or annual billing. The subscription is auto-renewable and payment is charged to your iTunes Account upon purchase confirmation.

YNAB in one paragraph

YNAB by You Need A Budget LLC is a Finance app for iPhone. Download: Free. Subscriptions start at $14.99 per month across 4 plan(s). App Store rating 4.8 from 61,390 ratings. 144 of 854 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (17%). The developer has 1 app(s) on the App Store, 0 no longer listed. Cancel through Settings › Subscriptions on the iPhone. Data verified Sep 8, 2026 by AppsLupa.

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