YNAB subscription: cost, reviews, how to cancel

• App Store rating4.8★ from 61,961 ratings
• Cheapest subscription$14.99 per month
• Reviews mentioning billing, last 12 months139 of 815 reviews

On this page: what it costs, how to cancel, what reviewers say.

What the data says

• Billing complaints in reviews139 of 815 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (17%)
• Free trial converts to a paid plan1 month free trial, then $14.99 per month

What YNAB costs

Download: Free. Subscriptions start at $14.99 per month.

• YNAB Subscription1 month free trial, then renews every month$14.99
• YNAB SubscriptionRenews every month, no trial$14.99
• YNAB Subscription1 month free trial, then renews every year$109.00
• YNAB SubscriptionRenews every year, no trial$109.00

How to cancel YNAB

1. Open Settings on your iPhone and tap your name at the top.
2. Tap Subscriptions.
3. Select YNAB (listed under a plan name such as YNAB Subscription).
4. Tap Cancel Subscription and confirm. You keep access until the end of the paid period.

If the app is not in that list, it was not billed through Apple. Cancel it with the developer instead: support page or website.

Charged after cancelling or during a trial? Request a refund at reportaproblem.apple.com within 90 days.

What reviewers say

Reported bugs

Frequent disconnections from bank accounts; Syncing issues between mobile and web versions.

Recent one-star reviews

Used to be great, doesn’t updateThis app used to be great for tracking spending and making a budget but it now takes 12-24 hours to sync transactions.

Do Less With More (Clicks)Another app ruined by bored designers chasing trends. They’ve sacrificed reliability and ease-of-use for unnecessary UI updates, requiring more taps and clicks to do the same thing. I’m not sure I’m interested in paying more year after year just to fund an endless cycle of interface refreshes.

Bad UX. Stay away.They keep changing UX that already works, and they made it worse. To change from Inflow to Spending used to be a toggle, now it's a minimum 2-click dropdown. To mark an expense as cleared? Click "Show More" first. I was okay with increasing prices, but worsening the UX is just customer torture.

Recent five-star reviews

Great practical budgetingI’ve tried many different budgeting methods and apps, and this is by far the most effective for me. Assigning dollars truly prevents that “I have the cash” intrusive thought when impulse buying. App receives constant and positive updates. Truly a game changer, with admittedly a little bit a learning…

Step DownI have used YNAB for decades. It’s my gold standard for when I help young men get on strong financial footing.

Worth the $Best tool I’ve found for the “digital” envelope approach to budgeting

About the developer

You Need A Budget LLC has published on the App Store since Oct 20, 2015: 1 app(s), 0 of them no longer in the store.

Alternatives to YNAB

• Monarch: Budget & Track Money4.9★
• Copilot: Track & Budget Money4.8★
• Quicken: Budget & Track Money4.5★
• Budget Bestie4.7★

Also similar: PocketGuard - Budget App (4.6★), Buddy: Budget Planner App (4.7★)

Questions people ask

How much does YNAB cost?

Download: Free. Subscriptions start at $14.99 per month.

How do I cancel YNAB?

On your iPhone open Settings, tap your name, tap Subscriptions, select YNAB and tap Cancel Subscription. You keep access until the end of the paid period.

Does YNAB have a free trial?

Yes: YNAB Subscription offers a 1 month free trial, then $14.99 per month.

How much does YNAB cost?

YNAB offers a free one-month trial. After the trial, it operates on a subscription model, with options for monthly or annual billing. The subscription is auto-renewable and payment is charged to your iTunes Account upon purchase confirmation.

YNAB in one paragraph

YNAB by You Need A Budget LLC is a Finance app for iPhone. Download: Free. Subscriptions start at $14.99 per month across 4 plan(s). App Store rating 4.8 from 61,961 ratings. 139 of 815 reviews in the last 12 months mention charges, subscriptions, refunds or cancelling (17%). The developer has 1 app(s) on the App Store, 0 no longer listed. Cancel through Settings › Subscriptions on the iPhone. Data verified Oct 23, 2026 by AppsLupa.

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